The Project released new discussion papers and hosted panel discussions on housing and credit markets. The first panel explored ways to reform low-income housing assistance, while the second focused on innovative mortgage ideas to help protect consumers.
This paper argues that development of shared appreciation mortgage (SAM) markets in the United States would moderate the impending decline in homeownership and lower the risk of future housing crashes.
The Hamilton Project hosted a discussion on what the government can do to foster market-based solutions to major risks. Markets that could potentially mitigate or reduce some of the biggest risks faced by the American people and their broader communities are nonexistent or underutilized.