Featured Papers

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Ten Economic Facts about Financial Well-Being in Retirement

Rising life expectancy and potentially exorbitant long-term care costs have increased the financial resources required to support oneself and one’s spouse in retirement and old age. This set of economic facts offer bring attention to trends in Americans’ financial security and preparedness for retirement.


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Strengthening Risk Protection through Private Long-Term Care Insurance

Americans currently spend over $300 billion a year on long-term services and supports (LTSS), paid for through government programs, private insurance, and importantly, individuals’ own out-of-pocket spending. Wesley Yin proposes changes to the financing of long-term care (LTC) insurance so that individuals can have more-affordable and more-complete insurance against long-term services and supports (LTSS) expenses, and so insurance firms can manage their risks more efficiently.


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Building on What Works: A Proposal to Modernize Retirement Savings

Workers rely more than ever on individually directed retirement savings vehicles, such as defined-contribution plans and IRAs, to provide the income necessary for a comfortable retirement. John Friedman proposes combining the various types of retirement accounts into a single Universal Retirement Saving Account and instituting tax credits for businesses that encourage workers to save. 


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Financing U.S. Transportation Infrastructure in the 21st Century

The nation’s transportation infrastructure, it is widely agreed, is eroding and in need of long-term, innovative policy solutions and adequate investment. In this discussion paper, Roger Altman, Aaron Klein, and Alan Krueger propose improvement and expansion of the Transportation Infrastructure Finance and Innovation Act (TIFIA) lending program, reauthorization of Build America Bonds, better utilization of the Army Corps of Engineers and the Harbor Maintenance Trust Fund, and reform of the federal gas tax.


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Profiles of Change: Employment, Earnings, and Occupations from 1990-2013

There has been tremendous focus in recent years on the plight of the typical American worker. In this economic analysis, The Hamilton Project takes a careful look at the data to examine what has been happening to America’s workers since 1990, paying particular interest to differences across workers with different levels of education. In addition, an accompanying interactive feature allows users to further explore these eight profiles by comparing employment, occupational, and earnings patterns between 1990 and 2013. 


Popular Papers

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The “Ripple Effect” of a Minimum Wage Increase on American Workers

January 2014 • Melissa S. Kearney, Benjamin H. HarrisEconomic Security, Effective Government, Employment & Wages, Poverty

In this month’s Hamilton Project employment analysis, we consider the “ripple effects” of a minimum wage increase on near-minimum wage workers, finding that a minimum wage increase could benefit up to 35 million workers.

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Major Decisions: What Graduates Earn Over Their Lifetimes

September 2014 • Brad Hershbein, Melissa S. KearneyEducation, Employment & Wages

The importance of a college education for the advancement of one’s life and career has been widely reported. However, there is much speculation about the likely trajectory of one’s lifetime earnings once they’ve chosen a major program to study.  To accompany a new interactive feature, The Hamilton Project explores the evidence behind career earnings by college major In this economic analysis.

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Modernizing Bonding Requirements for Natural Gas Producers

June 2012 • Lucas DavisEffective Government, Energy & Environment

To ensure funds are available for clean-up when natural gas accidents occur, Lucas Davis of UC Berkeley explores new approaches to bonding requirements for producers, including increasing federal minimum bond amounts and encouraging states to adopt similar minimum bond amounts for drilling on non-federal land.

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What Immigration Means For U.S. Employment and Wages

May 2012 • Adam Looney, Michael GreenstoneEmployment & Wages, Global Economy

Our nation’s immigration policy continues to be an issue of debate among policymakers, particularly the impact on the U.S. labor force. The Hamilton Project highlights the economic evidence on what immigration means for U.S. jobs and the economy.

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Financing U.S. Transportation Infrastructure in the 21st Century

May 2015 • Roger C. Altman, Aaron Klein, Alan B. KruegerInfrastructure

The nation’s transportation infrastructure, it is widely agreed, is eroding and in need of long-term, innovative policy solutions and adequate investment. In this discussion paper, Roger Altman, Aaron Klein, and Alan Krueger propose improvement and expansion of the Transportation Infrastructure Finance and Innovation Act (TIFIA) lending program, reauthorization of Build America Bonds, better utilization of the Army Corps of Engineers and the Harbor Maintenance Trust Fund, and reform of the federal gas tax.

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A periodic newsletter of events, policy briefs, and working papers from The Hamilton Project.