Publications
The Hamilton Project produces and commissions policy proposals and analyses to promote broad-based economic growth by embracing a significant role for well-designed government policies and public investment.
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Why have mortgage rates fallen, and where are they headed?
Mortgage rates have reversed some of their increase since 2020 and are likely to continue to fall.
Housing & Infrastructure
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Getting more from low-income housing assistance
Edgar Olsen examines shortfalls with the current system of low-income housing assistance and proposes a transition to an entitlement housing assistance program…
Facilitating shared appreciation mortgages to prevent housing crashes and affordability crises
This paper argues that development of shared appreciation mortgage (SAM) markets in the United States would moderate the impending decline in homeownership and…
An opt-out home mortgage system
This paper develops a new framework for understanding the mortgage markets based on behavioral economic insights and proposes a ‘sticky’ opt-out mortgage syste…
Air support: Creating a safer and more reliable air traffic control system
Dorothy Robyn argues that there are fundamental problems with the way the federal government manages the air traffic control system and proposes policy changes…
An economic strategy for investing in America’s infrastructure
Manasi Deshpande and Douglas W. Elmendorf argue that America now has the opportunity to channel public concern and frustration into a national infrastructure s…
The untapped promise of wireless spectrum
Philip J. Weiser argues that our spectrum policy has failed to facilitate an optimal and efficient use of this important resource. He identifies a new directio…
Pay-as-you-drive auto insurance: A simple way to reduce driving-related harms and increase equity
This paper argues that the current lump-sum pricing of auto insurance is inefficient and inequitable. It proposes and evaluates a simple alternative: pay-as-yo…
Bringing broadband to unserved communities
Jon M. Peha outlines policies through which government could facilitate the expansion of broadband infrastructure into unserved communities. He argues that the…
